How You Should Start the Home Buying Process

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How should you start the home buying process?

Today I wanted to discuss the beginning process of buying a home. I have three steps that set up your entire plan for success. Whether you’re a first time home buyer or a veteran in the real estate business, it never hurts to go back to the basics. In the last ten years I’ve been in real estate, the step has always been getting yourself in front of a lender, back or whoever will be financing your purchase. Having that preapproval locked in allows you to understand what you can afford, knowing where you need to be searching and focus you in.

Secondly, you need to decide what loan program fits you best. You can conventionally finance your home, VA loans are available for people with government backgrounds and also FHA loans to name a few. With all of the programs out there, it is critical to decide this up front.

For the third step, you want establish a budget for the home buying process. There costs associated with pre-closing! For instance there are multiple home inspections that range from sewer scope tests, radon tests and structural tests. Once you take care of the first three steps, you move onto the fourth step which is the most fun: looking for a house!

If you have any questions about the home buying process, don’t hesitate to call me. I look forward to our call being the best call of your day!