Testimonial with Sarah T. - Listen to Her Story!

Hello everyone, meet Sarah. We're here in the backyard of her new home. We helped her buy her new town home in Centennial and also sell her old home. We had some amazing adventures and experiences along the way. Here's Sarah to share her experience of what it was like to work with us...

“Well I'm down sizing, I wanted to get rid of the yard so that I didn’t have to shovel snow anymore. It was very difficult to find a place and bid on it quickly. But Ryan and his Anderson group move fast. We looked at this home on a Thursday and began negotiating. On Friday I climbed a Fourteener, I was on Greys Peak. Every time I was able to get signal on my phone I would get a text from Ryan to update me on where we were in the negotiation. I kept climbing the mountain and getting texts and by the time I came back down, I had a text that said I needed to stop at a place that I could get signal long enough to sign the contract. With my finger on my phone to sign the contract, I had a house by the end of the day after climbing a Fourteener! It's been great. The get things done now process was exactly what I needed. Ryan knew what I needed, because Ryan and Tessa sat down with me for a couple of hours and actually got to know my wants and needs. With that I have exactly what I want , I've downsized and I have time to play and it's because of the team... the whole team!”

We love doing this work, and this is an example of a life transformed! Her life is now taking its next adventure and we are so excited to be part of that! If you or someone you know is looking for any changes like this, give us a call! As always we look forward to our call being the best call of your day!

OPEN HOUSE October 19 at 16075 Sequoia Dr. in Parker CO

OPEN HOUSE October 19
2- 6 PM 
16075 Sequoia Dr. Parker CO 80134
Rare Ranch For Sale in Stonegate
4+ Study / 3.5 Baths
Full finished basement with studio, media room
Brand new Granite kitchen and Stainless Steel appliances
New carpet just installed.
Hardwood Floors.
Open floor plan 
Just listed for $360,000

Welcome back! I would like to welcome Allen Walsh, the newest member of the Anderson Group. We are currently at 16075 Sequoia Drive where we will be holding an open house on Saturday between 2-6 pm. The home is located in Parker, Colorado, off Lincoln between Chambers and Jordan.

I want to introduce Allen Walsh, our newest member of the Anderson Group who we are so excited to have on board. Allen says “What I love most about real estate is meeting with you, the client, learning more about you and discovering your needs. Also, putting together the search, taking you to properties and seeing your eyes light up and you get excited – that’s when I know I found your dream house and I will help transform your life by getting you into that home,” he continued.

We hired Allen because we share the same vision: the core of our business model is to transform your life. Whether you’re buying or selling, it’s a transformation, and Allen gets it.

Don’t forget to come to our Open House this Saturday and meet Allen. We hope to see you there!

September Market Update and What $500K Will Buy in Highlands Ranch

Today we're talking about what's happening in the Denver real estate market and also showcasing what features you can expect to find in a home for $500K in Highlands Ranch.

Fall is here and I am in one of my favorite communities in all of Denver, Highlands Ranch. Highlands Ranch is just south of Denver and is home to roughly 95,000 people and is only 25 years old. This beautiful community is in one of the highest income earning per capita counties in the greater Denver area. This community is very family oriented with many parks, trails, schools and recreational centers geared for upscale outdoor living. Today I wanted to show you just what your $500,000 budget can buy in Highlands Ranch.

Before we jump to Highlands Ranch homes, I wanted to give you a quick market update for Denver. So far, the average days on market has not changed from a solid 39 days; which is awesome because just a year ago, the average was 70 days on market. Secondly, the average price per home in Denver is hovering around $304,000, which is also great. Finally, over the last two years, the amount of active homes on the market has dropped significantly and what has changed from last month to this month is that there are currently 2% less homes on the market for the Denver area.

Now back to Highlands Ranch where I am going to showcase three houses in the $500,000 range. When purchasing in that range, some things will come standard like at least a three car garage, at least a five bedroom home, at least a finished basement, 3500-4500 square feet standard and a home that will have an open and inviting floor plan. Some bonuses that come from a home in the $500,000 range is the home backs onto open space and mountain views, 10,000-15,000+ square foot lots, a fourth car garage (depending on the builder) and private cul-de-sacs.

My first house is on Candlewood Ct. and priced at $505,000. It has a three car garage, mountain views, backs to open space, has the open floor plan with updated fixtures and features five bedrooms, a finished basement and the house is just under 4,000 square feet.

The second house I’m showing is on Glenstone Dr. and priced at $510,000. What is unique about this house is that it’s a ranch-style house with a finished basement (for my out of state viewers, most houses in Colorado, especially the newer ones, have basements unlike California or Texas). This house features three bedrooms on the main level. Last year alone, 1600 homes were sold in Highlands Ranch - 150 of those houses were ranch style, which goes to show you that this is a rare find at $510,000.

Finally, we go to a house on Fox Meadow Dr. which is in one of the newest neighborhoods in Highlands Ranch called “The Hearth.” The Hearth features some of the most updated homes and newest models. This house, at $509,000, features an oversized two car garage. The home makes up for the lack of garage space by offering mountain views, updated fixtures, a fully finished basement, five bedrooms and four bathrooms in one of the newest and hottest neighborhoods.

Today I was able to give you three unique looks at homes in Highlands Ranch in the $500,000 price range. If you are looking for tri-levels, they are also available in Highlands Ranch. If you have any particular questions or intrigue about the houses I’ve shown today, don’t hesitate to call me at 303-523-4364. I look forward to talking and our call being the best call of your day.

Government Shutdown Risks Hurting The Housing Recovery

Will the Government Shutdown Affect Your Ability to Buy a Home?

Please watch our preferred lender, Giuseppe Battaglioli <gb@fairwaymc.com>YouTube video to get his insight and how they are not as affected by the shutdown as other lenders: http://youtu.be/A8IDpJk3MEM

From: http://www.forbes.com/sites/morganbrennan/2013/10/01/heres-how-the-government-shutdown-will-affect-housing/

By:  Morgan Brennan, Forbes Staff

The government shutdown is here. Whether it’s not being able to get a new Social Security card or visit a national park, Americans will immediately feel the effects. But there’s one bright spot of the economy that stands to be affected as well: housing.

One of the biggest questions regarding the shutdown and how it will affect housing has revolved around the mortgage market, specifically prospective buyers’ access to new home loans. After all, more than 90% of all loan activity is underwritten, insured, or owned by the government and its affiliated entities.

Initially at least, the mortgage market is likely to be only minimally impacted. New loans will continue to push through most government agency pipelines. What will change is how long the process takes, as many agencies expect to experience delays.

Mortgages purchased and securitized by Fannie Mae and Freddie Mac will be unaffected because their operations are paid for by fees charged to lenders. And the Department of Veterans Affairs will continue to guarantee mortgages for Americans that have served in the military since these loans are funded by user fees as well.

But if the government shutdown of 1995-1996 is any indicator, the process will take longer than usual. “Loan Guaranty certificates of eligibility and certificates of reasonable value were delayed,” the VA warned in its September 25th contingency plan.

Where there has been mounting concern is the Federal Housing Administration, which currently endorses about 15% of the entire single-family mortgage market. Several media outlets recently reported that the FHA would be unable to endorse any single-family loans and that no staff would be available underwrite and approve new loans.

That prospect would be somewhat worrisome – if it were actually true. The FHA’s Office of Single Family Housing will indeed remain open for business, albeit with a smaller staff. “FHA will be able to endorse single family loans during the shutdown. A limited number of FHA staff will be available to underwrite and approve new loans,” the report now states. In other words, other lenders’ loans will continue to be insured and some in-house lending will continue to take place at a reduced rate.

The reason for that mix-up: the initial draft of the U.S. Department of Housing and Urban Development’s contingency plan mistakenly stated that single-family loan operations would cease. The report was amended over the weekend.

The FHA’s single-family loan operations are funded through multi-year appropriations, meaning their budget is not tied to the government’s standoff over funding for the new fiscal year that starts in October. On the other hand, what will be more affected is the agency’s Multifamily Housing Office, which is funded through yearly appropriations.

“Because we are able to endorse loans, we don’t expect the impact on the housing market to be significant, as long as the shutdown is brief,” continues the HUD report. “If the shutdown lasts and our commitment authority runs out, we do expect that potential homeowners will be impacted, as well as home sellers and the entire housing market.”

One government lender that will indeed suspend its home loan activity, however, is the Department of Agriculture. The USDA says that no new housing loans or guarantees will be issued through its Rural Development programs in a shutdown. The department also warns that such a scenario could cause “a setback in construction start-up,” and if the shutdown lasts for an extended period, “a substantial reduction in housing available in rural areas relative to population.”

“The government doesn’t generally approve loans, they basically just insure them,” says Don Frommeyer, president of the National Association of Mortgage Brokers and a vice president at Amtrust Mortgage Funding. “For the most part you aren’t going to see much of a hit in the mortgage market unless it goes for a long period of time.”

If it does stretch on, he adds, the worry will be what mortgage rates do in a market shrouded in fiscal uncertainty and how that will affect the home buying, especially in light of recent rate spikes.

Home lending aside, many economists and real estate experts are keeping a close watch on how Americans will react to this shutdown. “Administratively everything should keep moving along, but it’s more about the confidence of consumers and whether they perceive that the government shutdown could lead to a recession,” says Lawrence Yun, chief economist at the National Association of Realtors.

Moody’s Analytics chief economist Mark Zandi recently told the Senate Budget Committee that a partial shutdown could shave as much as 1.4 percentage points off of fourth quarter economic growth if it drags on for several weeks.

Americans’ confidence in their ability to buy and sell homes hit a record high in May, according to a Fannie Mae survey. Since then, as mortgage rates jumped more than a percentage point, that confidence level has plateaued.  If prospective homebuyers fear that the country’s economic recovery will stall, or worse slip back into recession, they will pull back on purchases, worries Yun.

“Home sales is always the first housing variable that changes so one would see sales declining and that would naturally lead to more inventory on the market and eventually put pressure on prices,” he says. But that would be a worst-case scenario based on a long-term shutdown.

Jed Kolko, chief economist at Trulia TRLA +6.43%, notes that if the shutdown lasts longer than a few days, the first places to feel the impact will be local economies with large concentrations of federal government workers. Metro areas like Washington, D.C. and Bethesda, Md., where 19% and 13% respectively of total local wages go to federal employees, would be the feel the negative effects of unpaid furloughs and with them, tightened consumer spending and weakening local economic growth. Though not all will be equally affected, other metro areas like Virginia Beach, Va., Honolulu, Hawaii, and Dayton, Ohio are areas that Kolko is keeping an eye on: “Whether there is a big effect depends on how long the shutdown lasts, how long people think the shutdown lasts, and whether people get back-pay. All those things matter for the impact.”

Still others are worrying even more about the next fiscal standoff, in  mid-October, surrounding the debt ceiling debate and its accompanying threat of debt default by the U.S.  ”With the threat of an impending partial government shutdown and yet another battle over the nation’s debt ceiling, in particular, we are really messing with fire right now—even if it doesn’t seem to bother some legislators,” says Stan Humphries, chief economist at Zillow.

“But the effects of a government default associated with the impending debt-ceiling deadline would be more pronounced because of its greater impact on domestic and international markets. This will rattle consumers and investors alike, slow down the overall economic recovery and further slow the housing recovery, which is already undergoing a moderation in the pace of home value gains due to rising mortgage rates,” he warns.

As Seen On...

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